Military Credit Cards

I have over 15 credit cards. I have so many so that I can get 5% back on almost every purchase i make. Right now I am earning 5% back on: Gas, Groceries, Restaurants, Fast Food, Office Stores, Cable, Internet, Phone Bill, Drug Stores, Fitness Stores, Travel, Book Stores, Movies

I like the sign up bonuses also. I've also made over $7000 in credit card rewards and sign up bonuses.

MILITARY INFO: With SCRA Benefits many of these credit cards are amazing. For example, some of these cards have $495 annual fees, but these are waived every year due to military status. Even though the annual fee is waived you still get the great benefits like $200 credits and free priority pass membership or free hotel room nights every year. 

Here are some of my credit cards

If you want to learn more about each credit card I use, I have numbered them above with the descriptions below. I have included three areas of breakdown for each card: 1.) Benefits, 2.) Annual Fees, 3.) Bonuses

  1. American Express Cash Preferred
    • Benefits: 6%(Groceries), 3%(Gas + Department Stores)
    • Annual fee: $75 but you can get that waived via the SCRA benefits for being a military member. 
    • Sign up bonus: $150. Email me (d4military@gmail.com) and i'll send you a referral code and i'll split the $50 referral bonus they give me so i'll give you $25 in addition so your sign up bonus will be $175
  2. American Express Platinum
    • Benefits: $200 Airline credit every year, Free Priority Pass membership. 
    • Annual fee: $495 but you can get that waived via the SCRA benefits for being a military member. 
    • Sign up bonus: 60,000points. Email me and i'll send you a referral code and i'll split the referral bonus they give me so i'll give you $50 in addition so your sign up bonus will be around $650
    • I recommed selling your points to Rewards2Cash. He gives 1.3cents per point which makes the 60,000 point bonus worth $780. As of JUL2017 i've sold over $2000 worth of points to him. He is legit. Here is his site -> www.rewards2cash.com
  3. Discover it®
    • Benefits: has rotating 5% cash back categories (Restaurants, Fast Food, Movies). Free Monthly FICO Score. 0% Intro APR* for 14 months on purchases and balance transfers.
    • Annual fee: None 
    • Sign up bonus: $50
  4. Barclaycard Arrival™ World MasterCard®
    • Benefits: 2.2 miles on all purchases. 
    • Annual fee: $89(waived for the first year!). Also military members never pay an annual fee because Barclay will waive it with SCRA benefits
    • Sign up bonus: 40,000 bonus miles
  5. Citi Dividend
    • Benefits: Has rotating 5% cash back categories (Now - Macy's, Fitness stores, Drug stores)
    • Annual fee: None 
    • Sign up bonus: $100 cash bonus 
  6. Chase Freedom
    • Benefits: Has rotating 5% cash back categories (Now - Gas, Movies, Starbucks)
    • Annual fee: Hone 
    • Sign up bonus: $200 cash bonus (I have a referral link I can send if you are interested, just send me an email)
  7. IHG Rewards Club Card
    • Benefits: One free night per year. 5points/$ at their hotels. 
    • Annual fee: $49 (waived the 1st year) but you can get that waived via the SCRA benefits for being a military member. 
    • Sign up bonus: 60,000 point bonus. 
  8. Penfed Premium Travel Rewards
    • Benefits: 5% back on Airfare.  
    • Annual fee: None
    • Sign up bonus: 20,000 point bonus.
  9. Chase Ink Business
    • Benefits: 5% back at Office Stores, Phone, Cable, Internet.  
    • Annual fee: None
    • Sign up bonus: $200 cash bonus
  10. USAA Cash Back Rewards Plus
    • Benefits: 5% cash back at gas stations and on-base purchase like the exchange/commissary. 2% cash back at other grocery stores.
    • Annual fee: None
    • Sign up bonus: None
  11. Fidelity Reward Credit Card
    • Benefits: 2% back on EVERYTHING  
    • Annual fee: None
    • Sign up bonus: $75 (LIMITED TIME ONLY)
  12. Penfed Platinum Rewards
    • Benefits: 5% Gas, 3% Grocery 
    • Annual fee: None
    • Sign up bonus: None

2 comments:

  1. wow
    how do you get them to waive the annual fee with the SCRA?

    ReplyDelete
    Replies
    1. I literally just got off the phone with Barclay. They need a copy of your orders or LES showing Actived duty start and end date... good luck!

      Delete

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