Tuesday, March 21, 2017

My 2.5% CashBack Card from USAA Arrived Today

I recently applied for USAA's new "LIMITLESS CASHBACK" Card and was approved. I'm excited for this card because it gives 2.5% cash back on all purchases as long as you have a monthly direct deposit into your USAA checking/savings account.


Previously I was either using my Barclay Gold or the Fidelity Rewards card to get 2% back but this will now be my default card

Currently the card is still under a PILOT program. Its been released to 26 states now. Here is the current list: AL, AR, AZ, CO, CT, GA, HI, ID, IL, IN, KS, LA, MD, MI, MN, ND, NM, NV, NY, PA, RI, SC, TN, TX, WA.

To apply you need to go to the USAA Credit Card Page - Click Here
1.) They may ask you to enter in your state to see which offers are available
2.) The LIMITLESS CASHBACK card should be the first credit card offer that appears
3.) If your in a state that doesn't offer the card yet, be patient it seems like it will come to all states soon. If you have a family member in a state that is available, you could try switching your checking home address to theirs and then apply. There are reports online of that working fine.

USAA has a couple of other good credit cards. I personally like their AMEX Cashback rewards PLUS that gives 5% back on gas and most on-base purchases.

Something else I like about USAA that most people don't know about is that you can pay your Auto Insurance with them with a Credit Card. It automatically defaults to your checking account but is easy to change.

Saturday, March 18, 2017

Get an additional 10% off your USAA Auto Insurance Bill

I just moved from Colorado to Texas which is a good thing when it comes to USAA's auto insurance discounts.

Here are 3 ways to save an extra 10% off your auto insurance bill:


1.) Sign up for their Driving Research Program (Savings 5%)
  • In order to qualify for this program you must live in Arizona, Idaho, Texas, Washington, or Virginia
  • While I lived in Arizona 2 years ago I participated in the program. You can read my full review here
  • If you want to sign up, click here
When you get your bill statement you will see the following discounts



2.) Sign up for automatic payments (Savings 3%)
  • This is easy to do. Click on your Auto & Property Bill tab and on the right hand side there will be column that on the top says "I want to...". Below that is a link that says set up automatic payments. Click that and you are good to go. 
When you do that you will notice this blurb in your statement





Then on your bill statement you will see the following discount added!


3.) Pay your automatic payments with a credit card (Savings 2%)

4.) Ask for additional discounts if you call USAA
  • Ask them straight up "What other discounts can you find that I qualify for?" "Are you sure there aren't any other discounts?"
  • In the past/present I've qualified for student discount, multi-car discount, passive-restraint discount, premier driver discount, any many others. 
My 6 month premium for 2 cars is $271.74. This is low because of many of the above discounts. That comes out to $22.58/month per car. Because both of my cars are probably worth under 6k (2009 Hyundai accent + 2001 Honda civic) I opted for just liability and not full comprehensive. I wouldn't recommend full comprehensive if your cars are worth less than 6k. 

Like what you read? Want more deals for military?

Friday, March 10, 2017

Free H&R Block for Military (regardless of rank)

Military OneSource offers COMPLETELY FREE H&R Block online tax software to all military.

Here's how to get it.

1.) Go to http://public.militaryonesource.mil/taxprep and register for a Military OneSource Account

2.) After you've registered, It should automatically direct you to the H&R Block Website. If set up correctly you should see the MilitaryOneSource logo on the top right corner (see image below)



This saved me at least $50-$80. There are a lot of other companies that offer discounts (for example, TurboTax does but only for E1-5.)

The nice thing about this offer from Military OneSource is there are no restrictions on your rank, your income, having additional forms you have to submit like investments, self employment, etc. Its all completely free!

Start your taxes today - http://www.militaryonesource.mil/financial-and-legal/taxes?content_id=295240

Another perk - Free specialized phone support
You can talk with a trained MilTax consultant free during tax season (January through April 18) seven days a week from 7 a.m. to 11 p.m. EST or EDT at 800-342-9647. After April 18, trained tax consultants are available Monday through Friday, 8 a.m. to 10 p.m. EDT. Call anytime to schedule an appointment.

Thursday, March 2, 2017

Nike's Military Discount

A family member was interested if I knew of any nike discounts going around so I thought I would repost this article because with the military discounts and other discounts you can get around 50% off all nike's. In november I bought the Nike Cortez Basic Leather shoes for $20. Normally $70 but on clearance for $40, plus all the discounts (25% nike clearance discount, 20% jet cash back, and 10% military discount)



I recently bought some basketball shoes from Nike.com. They were the new Lebron XIII's. They normally sell for $200+, however they have a couple of the pairs on clearance for $169 and using a couple of the discounts below I was able to get it more than 50% off the clearance price.

I'll tell you how I got them for around $80

1.) First apply Nike.com promotional codes (use a coupon website like Ebates, RetailMeNot, SlickDeals.net to find current codes). The code I found was 25% off clearance. These codes aren't always around, usually about once a month though
***This made the shoes $42 cheaper

2.) Use a cash back website (Ebates, TopCashBack.com, Jet.com). I used Jet.com which is giving 20% back on any purchase at Nike.com right now. DiscoverDeals gives like 15% back
***This made the shoes $25 cheaper

3.) Use Nike's Military Discount. Per Nike's Website:
"Active, retired and reservist US Army, Navy, Air Force, Marines, and Coast Guard personnel are eligible to receive a 10% Nike military discount on Nike.com and at US Nike retail stores (excluding Nike Company/Employee Stores)."
To get the discount, call 1-800-344-6453. Tell them you are active military and they will send you a 10% off code to your email. I'm pretty sure you can only apply one coupon code to your order. In my case, I would have had the option to apply the 25% off clearance code or the 10% military discount code. SOLUTION - I recommend doing this: apply your non-military discount code during checkout. Complete check out and then call Nike.com and tell them your order number and they will add the military discount code to your order and credit your credit card back 10%. In my case they credited me back more like 14.5%. I'm not sure why but i'll take it!! This way you can take advantage of BOTH discounts!
***This saved me an additional $20

The total price for the Shoes came out to be $169-42-25-20 = $82. Still expensive for a pair of shoes but hopefully they last me 5 years like my old pair.

Nike's Military Discount (Key Points)

  • It can be used online or in-store
  • Applies to family members as well
  • All military branches are eligible
Also if you like Under Armour, They offer 10% off for military members as well!


Like what you read? Want more deals for military?

Wednesday, March 1, 2017

Military Discount - 2016 Microsoft Office for $9.95


Did you know that Military can download 
2016 Microsoft Office Professional Plus for $9.95! 
This is a steal of a deal. Normally it costs $399...yikes. You can use the download link on two computers also, which makes the final price like $5 per computer. 


Here are 8 easy steps for the Military Discount 
on Microsoft Office


1) Click here to visit Microsoft Hub
***Use your home computer/laptop (not your military laptop or military work computer)***


2) Enter your military email address 
For example: @mail.mil, us.army.mil, navy.mil or usmc.mil

*Your email must be in the following format John.Doe@navy.mil, Jane.Doe@usmc.mil, etc

If you are a veteran and don't have a military email,
 then you can still get a one year subscription for a discounted price ($62)
 at the Microsoft Store for Military


3) Enter the program codes below:
(Updated November 19, 2016)

If that doesn't work than try NOT entering any code. Some people have had success entering NO code. 

Army
enter the code 44C0707F11

Air Force
New code for 2017 Air Force members4A82EF7B8F
If you are AIR FORCE....click the blue link that says you do not know the program code and it will send you an email with what you need. I tried with the code first, then without the code... and that is what worked for me.

Navy
This code should work for navy - 44C0707F11
Read our new post specifically for Navy Members - Click Here
For Non-NGEN USMC users: use program code 44C0707F11
For NGEN USMC users: use program code or 18DCD3115E
The code 67F2F2491D also has been reported to be successful as well. 



*Remember try entering your email address without any code FIRST


4) They will then send you an email that contains a link to download the software
 GREAT TIP from comments below - "Make sure to use your work .mil address and then forward the confirmation email to your personal PC. I have done it for both my Mac and Windows 8.1"



5) Click on the link inside the email
GREAT TIP from comments below - "Make sure to use your work .mil address and then forward the confirmation email to your personal PC. I have done it for both my Mac and Windows 8.1"


6) It will bring you to the page below



7) Proceed with the checkout and click install


8) YOU'RE DONE!!! (takes about 5 minutes)
CLICK HERE or click the Picture Below to take you to 
the $9.95 download page or  



Please comment below your Military branch and if it worked for you. If it didn't work for you give us more details then just "the code didn't work". Tell us your branch, status, email address, and details like you didn't get the email, or it wouldn't accept my military address, etc. and we will try and help. 

If you are a veteran and don't have a military email then you can still get a discounted 1 year price ($62) at the Microsoft Store for Military. Right now they are giving an extra 10% off

The military also provides McAfee or Norton Antivirus software free of charge , visit our page Military Free Antivirus Software (McAfee - Norton) to learn how to download it. 

If you LIKE what you've read, LIKE us on Facebook for more awesome Military Discounts!